Warrantywise .v. Other Warranties

Posted 1 year, 9 months ago at 6:17 pm. 2 comments

(1) Warrantywise cover any make and model of vehicle including high performance cars, 4×4’s and vans:  Other Warranty Companies are selective and generally exclude higher risk vehicles.

(2) Warrantywise cover vehicles up to 12 years old and up to 120,000 miles at inception date:  Other Warranty Companies prefer to offer cover only up to 10 years old and up to 100,000 miles at inception.

(3) Warrantywise has only one type of policy which covers all mechanical and all electrical parts of the vehicle – that’s around 5000 parts:  Other Warranty Companies have a selection of policies, each with a limited list of some 200 components but with reducing levels of cover as the vehicle ages.

(4) Warrantywise has no restrictions on mileage once the policy is in force:  Other Warranty Companies usually have mileage limits on each of their policies which means that policyholders could run out of cover before the end of the  policy term.

(5) Warrantywise policies do not carry an excess although policyholders can choose a voluntary excess if they wish to reduce their premiums:  Many Other Warranty Companies  carry a mandatory excess of around £25 per claim with no premium reduction.

(6) With Warrantywise premature wear protection starts immediately:  With Other Warranty Companies premature wear is usually not included, when it is cover often doesn’t start until 90 days after the policy start date, leaving the door wide open to disallow early claims on worn components.

(7) With Warrantywise, there is no premature wear policy excess:   Other Warranty Companies apply an excess when premature wear is included, this excess often goes up to 50% as the vehicle mileage rises.

(8) Warrantywise does not reduce the value of any claim for betterment.  This means that if you need a new engine – you get a new engine:  Other Warranty Companies apply an excess for betterment which increases as the vehicle ages, up to 50% of the cost.

(9) Warrantywise policyholders can use any VAT registered garage for their repairs including main dealers or specialist repairers:  Other Warranty Companies prefer customers to use their network of garages where they have made arrangements for lower  costs.

(10) Warrantywise policyholders can cancel without charge within the first 30 days: Cancellation is only within 14 days with most Other Warranty Companies.

(11) Claims limits for recovery, car hire, hotel and traveling expenses are all higher and more realistic with Warrantywise and you can claim while your vehicle is being examined.

(12) Warrantywise pay for parts replaced in matching pairs, such as shock absorbers, brake discs and road springs etc:   Other Warranty Companies will only cover for one part, providing that part is listed, but how many cover brake discs!

(13) Warrantywise policyholders have 90 days European cover:  This is only 60 days with most Other Warranty Companies.

(14) Warrantywise offers a comprehensive range of optional extra items including insurance for alloy wheels, incorrect fuelling, tyre insurance, key and lock protection: Other Warranty Companies have only a very limited range of optional extras.

(15) The Warrantywise standard admin fee for a policy transfer is £30:  Other Warranty Companies can charge you considerably more.

If you care to look into the detail you will see why I say that Warrantywise now provide the UK’s Best Used Car Warranty.

For further information on why Warrantywise is the UK’s Best Used Car Warranty please go to www.warrantywise.co.uk and check out my comments on the website.

Quentin Willson