Warrantywise .v. Other Warranties

Posted 1 year, 9 months ago at 6:17 pm. 2 comments

(1) Warrantywise cover any make and model of vehicle including high performance cars, 4×4’s and vans:  Other Warranty Companies are selective and generally exclude higher risk vehicles.

(2) Warrantywise cover vehicles up to 12 years old and up to 120,000 miles at inception date:  Other Warranty Companies prefer to offer cover only up to 10 years old and up to 100,000 miles at inception.

(3) Warrantywise has only one type of policy which covers all mechanical and all electrical parts of the vehicle – that’s around 5000 parts:  Other Warranty Companies have a selection of policies, each with a limited list of some 200 components but with reducing levels of cover as the vehicle ages.

(4) Warrantywise has no restrictions on mileage once the policy is in force:  Other Warranty Companies usually have mileage limits on each of their policies which means that policyholders could run out of cover before the end of the  policy term.

(5) Warrantywise policies do not carry an excess although policyholders can choose a voluntary excess if they wish to reduce their premiums:  Many Other Warranty Companies  carry a mandatory excess of around £25 per claim with no premium reduction.

(6) With Warrantywise premature wear protection starts immediately:  With Other Warranty Companies premature wear is usually not included, when it is cover often doesn’t start until 90 days after the policy start date, leaving the door wide open to disallow early claims on worn components.

(7) With Warrantywise, there is no premature wear policy excess:   Other Warranty Companies apply an excess when premature wear is included, this excess often goes up to 50% as the vehicle mileage rises.

(8) Warrantywise does not reduce the value of any claim for betterment.  This means that if you need a new engine – you get a new engine:  Other Warranty Companies apply an excess for betterment which increases as the vehicle ages, up to 50% of the cost.

(9) Warrantywise policyholders can use any VAT registered garage for their repairs including main dealers or specialist repairers:  Other Warranty Companies prefer customers to use their network of garages where they have made arrangements for lower  costs.

(10) Warrantywise policyholders can cancel without charge within the first 30 days: Cancellation is only within 14 days with most Other Warranty Companies.

(11) Claims limits for recovery, car hire, hotel and traveling expenses are all higher and more realistic with Warrantywise and you can claim while your vehicle is being examined.

(12) Warrantywise pay for parts replaced in matching pairs, such as shock absorbers, brake discs and road springs etc:   Other Warranty Companies will only cover for one part, providing that part is listed, but how many cover brake discs!

(13) Warrantywise policyholders have 90 days European cover:  This is only 60 days with most Other Warranty Companies.

(14) Warrantywise offers a comprehensive range of optional extra items including insurance for alloy wheels, incorrect fuelling, tyre insurance, key and lock protection: Other Warranty Companies have only a very limited range of optional extras.

(15) The Warrantywise standard admin fee for a policy transfer is £30:  Other Warranty Companies can charge you considerably more.

If you care to look into the detail you will see why I say that Warrantywise now provide the UK’s Best Used Car Warranty.

For further information on why Warrantywise is the UK’s Best Used Car Warranty please go to www.warrantywise.co.uk and check out my comments on the website.

Quentin Willson

You can beat the credit crunch!

Posted 1 year, 10 months ago at 11:13 am. 3 comments

Downsizing… Sadly, we’re all going to have to do it sooner or later. The market for thirsty iron has all but collapsed and frugal town toddlers are the only segment of the car game where there’s any hope or optimism. But here’s the thing. Tiny, fuel-sipping cars are still amazingly cheap, especially petrols. The motoring public hasn’t quite caught up with the pressing need to downsize their rides (some can’t sell the cars they’ve got) and there are still some quite surprising used bargains out there.

These days a grand buys a decent 40 mpg T plate Ford KA, three grand buys an early 50 mpg Toyota Prius Hybrid and there are 60 mpg Smart cars languishing unsold for £3,000, or less. How about an 03 plate Citroen C1 for £2,500 or a Yaris of the same vintage for five hundred quid more? Both of those are good for mid-forties mpg. Trust me, the market for super minis is currently out of kilter with the rising cost of fuel, insurance, garage labour rates and running costs, but it can’t stay that way for long. Soon we’ll see a gentle rise in values of second hand thrift mobiles and then it will be too late.

Believe it or not, but the UK is still in Credit Crunch Denial and that’s why the market is stagnant. But if you’re quick, you can bag a bargain before the inevitable downsizing desperation sets in – and it will. Remember “Cash is King” so if you really are broke, go for a £500 R or S plate Ford KA (make sure its got power steering though and comes from a private seller) or if you’ve got three grand or so, pounce on a Prius. They really are as reliable as a Toyota should be and they’re my bet for the slowest depreciating used motor of 2008. Who knows, you might even be able to turn a profit when you sell?

If you’ve seen a used Prius for even less or reckon you know of another unsung bargain second hand fuel miser, join my blog. And don’t forget, used warranties for small cars are much cheaper than the ones for big motors, but unfortunately Warrantywise don’t provide cover on cars much less than £2,000 retail money so double check that service history…